✓ Loan amount upto Rs 50 Lakhs
✓ Unsecured Loans upto Rs. 5 Lakhs and Secured Loans upto Rs.50 Lakhs
✓ No IT Returns / Banking required for Loans below Rs 25 Lakhs
✓ Convenient loan repayment option of 12 to 60 months

✓ Business Loans can be availed by self-employed individuals, self-employed professionals, sole proprietorships & partnership firms with a profitable business for the past 3 years
✓ Applicant’s age should be minimum 25 years at the time of application and maximum 65 years at loan maturity
✓ Minimum 3 years of experience required in the same line of business establishment & operation in the same city.

✓ PAN Card – For Individual / Partnership Firm
✓ Identity Proof – Any one (e.g. Voter ID / Driving License / Passport / Aadhar Card)
✓ Address Proof – Any one (e.g. Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)
✓ Ownership proof of either residence or office either in the name of applicant or jointly with family members
✓ Business Continuity Proof – Any one document dated 3 years old (Bank Statement / Sales Tax Challans / IT Returns / Shops & Est. Certificate / Certificate of Incorporation / Partnership Deed)
✓ Passport Size Photographs of all applicants and co-applicants

For Self-Employed Individuals / Sole Proprietorships
✓ Latest audited ITR and financials for the last 2 years (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.)
✓ Bank statements from the borrower's main account/s for last 6 months and 3 months of all other bank accounts mentioned in the Balance Sheet
For Partnership Firms :
✓ Latest audited ITR and financials for the last 2 years (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.)
✓ Bank statements from the main account/s for last 6 months and 3 months of all other bank accounts mentioned in the Balance Sheet
✓ Partnership Deed and partnership authority letter for partnership firms